/* TENGE 2026: supplied v7 / article v1 / T03–T15 visual contract. */
:root{--color-background:#fff;--color-surface:#fff;--color-text:#1f2b4d;--color-muted:#5e6784;--color-primary:#344e93;--color-primary-hover:#293f7a;--color-soft:#f5f6f9;--color-border:#e4e7ee;--color-control-border:#7c87a0;--color-on-primary:#fff;--color-on-primary-muted:#e5e9f4;--navy:#1f2b4d;--blue:#344e93;--lime:#c9d343;--mint:#d0f3e9;--vanilla:#fff8de;--container:1280px;--radius-card:28px;--radius-button:999px;--font-body:Onest,Inter,system-ui,sans-serif;--font-heading:Onest,Manrope,system-ui,sans-serif;--font-h1-desktop:4rem;--font-h2-desktop:3.25rem;--font-h3-desktop:1.5rem}
@font-face{font-family:Onest;src:url('/assets/fonts/onest-rebuild.woff2') format('woff2');font-style:normal;font-weight:100 900;font-display:swap}
html{scroll-padding-top:104px}body{background:#fff;color:var(--navy);font-family:var(--font-body)}a:hover{color:var(--blue)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:5px}h1,h2,h3{font-weight:800;letter-spacing:-.045em;text-wrap:balance}p{overflow-wrap:break-word}.container{width:min(calc(100% - 64px),1280px)}.section{padding-block:48px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:36px}.section-heading h2,.homepage h2{font-size:clamp(2.15rem,4.4vw,3.75rem);line-height:1.04}.section-heading .eyebrow{margin-bottom:16px}.eyebrow{color:var(--color-muted);font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;font-weight:600}.section-intro{font-size:1.0625rem;line-height:1.65;color:var(--color-muted)}.text-link{display:inline-flex;min-height:44px;align-items:center;gap:10px;color:var(--blue);font-size:.9375rem;font-weight:650}.text-link:hover{text-decoration:underline}.button,.secondary-button,.legacy-content .btn,.legacy-content .blog-filters button,.card-link{border-radius:999px}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:52px;background:var(--blue);color:#fff;padding:15px 24px;font-weight:700;border:0}.button:hover{background:var(--color-primary-hover);color:#fff}.button span,.card-link span{font-size:1.35rem}.skip-link:focus{background:var(--blue);color:#fff}
.site-header{position:sticky;top:0;z-index:40;background:#fffffff2;border-bottom:1px solid var(--color-border);backdrop-filter:blur(14px)}.header-inner{min-height:88px;gap:24px}.brand{gap:0}.brand-name{display:flex;align-items:center;gap:4px;font-size:2rem;color:var(--navy);letter-spacing:-.06em;font-weight:800}.brand-name>span{display:inline-block;transform:rotate(-8deg);padding:5px 8px 6px;background:var(--lime);color:var(--navy);border-radius:7px;font-size:.72rem;letter-spacing:-.02em;line-height:1;margin:-16px 0 0;font-weight:700}.site-nav{gap:2px;font-size:.875rem;font-weight:500}.site-nav a{padding:10px 13px;border-radius:999px;white-space:nowrap}.site-nav a:hover,.site-nav a[aria-current=page]{background:var(--color-soft);color:var(--navy)}.site-nav .nav-cta{background:var(--blue);color:#fff;padding:13px 20px;gap:16px;margin-left:12px;font-weight:700}.site-nav .nav-cta:hover{background:var(--color-primary-hover);color:white}.menu-toggle{border:1px solid var(--color-border);border-radius:50%;background:white}
.hero{background:#fff}.hero-canvas{grid-template-columns:1.12fr 1fr;gap:40px;align-items:center;padding-block:72px 64px}.hero-copy{grid-column:1;position:relative;z-index:1}.hero-copy .eyebrow{margin-bottom:24px}.hero h1{font-size:clamp(3rem,5.4vw,4.75rem);line-height:1.035;letter-spacing:-.05em;max-width:720px;grid-column:auto;grid-row:auto}.hero h1 .highlight{color:var(--navy);background:linear-gradient(transparent 60%,var(--lime) 60%,var(--lime) 93%,transparent 93%)}.hero-lead{font-size:1.125rem;line-height:1.65;max-width:470px;color:#3b4668;margin:28px 0 0}.hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-top:32px}.hero-secondary{display:flex;min-height:48px;align-items:center;gap:12px;font-size:.9375rem;font-weight:600}.hero-note{font-size:.8125rem;line-height:1.65;max-width:410px;margin-top:24px;color:var(--color-muted)}.hero-art{position:relative;grid-column:2;grid-row:auto;isolation:isolate;min-height:490px;margin:0;display:flex;align-items:center;justify-content:center}.hero-art-field{position:absolute;inset:10% 0 3%;background:var(--mint);border-radius:48% 48% 28px 28px;z-index:-1;transform:rotate(-4deg)}.hero-art img{width:112%;max-width:112%;height:490px;object-fit:contain;filter:drop-shadow(0 16px 28px #1f2b4d12)}.hero-sticker{position:absolute;bottom:20px;left:0;display:flex;gap:16px;align-items:center;padding:18px 24px;border-radius:20px;background:var(--lime);transform:rotate(-5deg);box-shadow:0 8px 0 #1f2b4d08}.sticker-arrow{width:44px;height:44px;display:grid;place-items:center;border-radius:50%;background:var(--navy);color:#fff;font-size:1.6rem}.hero-sticker strong,.hero-sticker small{display:block}.hero-sticker strong{font-size:1rem}.hero-sticker small{font-size:.75rem;margin-top:4px}
.offers-section{padding-top:64px}.offers-explanation{max-width:700px;margin:-8px 0 32px;color:var(--color-muted);font-size:1rem;line-height:1.65}.offer-heading .section-intro{padding:8px 14px;background:var(--color-soft);border-radius:999px;font-size:.875rem}.partner-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}.partner-card{grid-column:auto;min-width:0;border:1px solid var(--color-border);padding:24px;border-radius:28px;background:white;box-shadow:none;transition:border-color .15s,transform .15s}.partner-card:hover{border-color:#b1bad1;transform:translateY(-3px)}.partner-top h3{margin:0;line-height:1}.partner-logo{max-width:100%;width:150px;height:40px;object-fit:contain;object-position:left}.partner-type,.partner-domain{font-size:.75rem;color:var(--color-muted);line-height:1.5}.partner-type{display:block;margin-top:16px}.partner-domain{margin-top:8px}.partner-fact{border-block:1px solid var(--color-border);padding:18px 0;margin:20px 0}.partner-fact span{display:block;font-size:.8125rem;color:var(--color-muted);margin-bottom:8px}.partner-fact strong{display:block;font-size:1.25rem;font-weight:700;line-height:1.4;color:var(--navy)}.card-link{background:var(--blue);color:white;padding:12px 16px;display:flex;justify-content:space-between;align-items:center;min-height:48px;font-size:.875rem;font-weight:600}.card-link:hover{background:var(--color-primary-hover);color:white}.card-destination{font-size:.75rem;color:var(--color-muted);margin:10px 0 0;line-height:1.5}.partner-details{margin-top:16px;border-top:1px solid var(--color-border)}.partner-details summary{font-size:.8125rem;min-height:44px;padding:12px 0;color:var(--blue)}.partner-details p,.partner-details a{font-size:.8125rem;line-height:1.65}.partner-details a{display:block;margin-top:8px;color:var(--blue);text-decoration:underline}.reveal-button{display:flex;align-items:center;justify-content:center;gap:20px;min-height:48px;margin:28px auto 0;padding:12px 24px;border:1px solid var(--color-border);background:white;color:var(--navy);border-radius:999px}.reveal-button:hover{background:var(--color-soft)}.disclosure{display:flex;justify-content:space-between;gap:24px;margin-top:28px;padding:20px 24px;border-radius:20px;background:var(--color-soft);font-size:.8125rem;line-height:1.65;border:0}.disclosure p{max-width:850px}.disclosure a{white-space:nowrap;color:var(--blue);font-weight:600}
.source-section h2{font-size:2.25rem}.source-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.source-grid>a{display:flex;gap:16px;padding:24px 0;border-top:1px solid var(--color-border);align-items:flex-start}.source-symbol{display:grid;place-items:center;width:40px;height:40px;flex:none;border-radius:50%;background:var(--mint);font-size:.75rem;font-weight:700}.source-grid h3{font-size:1.125rem;line-height:1.3;letter-spacing:-.025em}.source-grid p{font-size:.875rem;line-height:1.65;color:var(--color-muted);margin-top:12px}.role-flow{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px;list-style:none;padding:0;margin:0;border:0}.role-flow li{display:block;border:0;padding:0}.role-index{display:grid;place-items:center;width:56px;height:56px;border-radius:50%;border:0;background:var(--lime);color:var(--navy);font-size:1.1rem;margin-bottom:24px}.role-flow h3{font-size:1.5rem;line-height:1.25}.role-flow p{font-size:1rem;line-height:1.65;color:var(--color-muted);max-width:310px;margin-top:12px}.before-panel{grid-column:auto;display:grid;grid-template-columns:1fr 1fr;gap:64px;background:var(--mint);border:0;border-radius:32px;padding:48px;color:var(--navy)}.before-panel h2{font-size:clamp(2rem,3.8vw,3.25rem);line-height:1.08;color:var(--navy);margin-top:20px}.before-panel .eyebrow{color:#3f665b}.panel-link{display:inline-flex;gap:24px;align-items:center;background:var(--navy);color:white;border-radius:999px;padding:14px 22px;min-height:48px;margin-top:28px;font-size:.875rem;border:0}.panel-link:hover{background:var(--blue);color:white}.condition-list{margin:0}.condition-list>div{padding:20px 0;border-color:#a8d5c8}.condition-list>div:first-child{padding-top:0}.condition-list dt{display:flex;align-items:center;gap:12px;font-size:1.0625rem;color:var(--navy)}.condition-list dt span{font-size:.75rem;width:28px;height:28px;display:grid;place-items:center;border:1px solid #80b8a6;border-radius:50%}.condition-list dd{font-size:.9375rem;line-height:1.6;margin:10px 0 0 40px;color:#3b5b55}
.home-calc-layout{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}.home-calc-layout>div:first-child{padding-top:28px}.home-calc-layout h2{margin:20px 0}.home-calc-layout .section-intro{max-width:420px}.home-calc-layout .text-link{margin-top:20px}.home-calc-layout .calc-card{background:var(--color-soft);border:0;border-radius:32px;margin:0;padding:32px}.home-calc-layout .calc-card h2{font-size:1.625rem;margin:0 0 12px}.home-calc-layout .calc-grid{grid-template-columns:1fr 1fr;gap:16px}.home-calc-layout .calc-field:last-child{grid-column:1/-1}.home-calc-layout .calc-sub,.home-calc-layout .calc-disclaimer{font-size:.8125rem;line-height:1.65;color:var(--color-muted);margin:12px 0 20px}.home-calc-layout .calc-disclaimer{margin-bottom:0}.home-calc-layout .calc-grid input{border-color:#c2c8d8;border-radius:12px}.home-calc-layout .calc-actions button{width:100%}.home-calc-layout .calc-result{background:var(--mint)}
.knowledge-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}.knowledge-tile{display:block;min-width:0}.knowledge-art{aspect-ratio:4/3;display:grid;place-items:center;border-radius:28px;overflow:hidden;position:relative;margin-bottom:24px}.mint-art{background:var(--mint)}.lime-art{background:var(--lime)}.blue-art{background:var(--blue);color:white}.knowledge-art img{height:80%;width:80%;object-fit:contain;transition:transform .2s}.knowledge-tile:hover .knowledge-art img{transform:rotate(-4deg) scale(1.03)}.knowledge-tile .eyebrow{margin:0 0 12px}.knowledge-tile h3{font-size:1.5rem;line-height:1.25;margin:0 0 12px}.knowledge-tile>p:last-child{color:var(--color-muted);font-size:1rem;line-height:1.6}.gesv-art{font-size:clamp(2.4rem,5vw,4.5rem);letter-spacing:-.07em;font-weight:800;transform:rotate(-9deg)}.gesv-art span{display:block;color:var(--blue);font-size:5rem;text-align:right;line-height:1}.help-art{font-size:7rem;line-height:1;font-weight:500;transform:rotate(-8deg)}.help-art span{display:block;font-size:1rem;font-weight:600;line-height:1.4;letter-spacing:0}.faq-layout{grid-template-columns:1fr 1.6fr;gap:80px}.faq-layout>div:first-child,.faq-list{grid-column:auto}.faq-layout .eyebrow{margin-bottom:16px}.faq-layout .text-link{margin-top:20px}.faq-list details{border-block:0;border-bottom:1px solid var(--color-border);padding:0}.faq-list details:first-child{border-top:1px solid var(--color-border)}.faq-list summary{position:relative;padding:26px 52px 26px 0;min-height:76px;font-size:1.125rem;font-weight:600;list-style:none}.faq-list summary::after{content:'+';position:absolute;right:0;top:22px;width:32px;height:32px;display:grid;place-items:center;background:var(--color-soft);border-radius:50%;font-weight:400;font-size:1.5rem;color:var(--navy)}.faq-list details[open] summary::after{content:'−';background:var(--lime)}.faq-list p{font-size:1rem;line-height:1.75;color:var(--color-muted);padding:0 36px 24px 0}.closing-section{padding:48px 0 96px}.closing-panel{display:flex;align-items:center;justify-content:space-between;background:var(--lime);color:var(--navy);padding:56px 64px;border-radius:32px;gap:32px}.closing-panel::after{display:none}.closing-copy{padding:0;max-width:850px;position:static}.closing-copy h2{color:var(--navy);font-size:clamp(2.25rem,4.4vw,3.75rem);line-height:1.08}.closing-copy .eyebrow{color:#4c541f;margin-bottom:24px}.closing-copy .button{background:var(--navy);color:white;margin-top:32px}.closing-copy p:last-child{font-size:.8125rem;margin-top:20px;color:#4c541f}.closing-arrow{font-size:11rem;line-height:1;color:var(--blue);font-weight:600}.site-footer{background:var(--color-soft);border:0;color:var(--navy);padding:56px 0 24px}.footer-main{gap:40px;padding:0 0 40px}.footer-brand p{font-size:.875rem;line-height:1.75;color:var(--color-muted);margin-top:24px;max-width:340px}.footer-group h3{font-size:.875rem;margin:0 0 16px}.footer-group a{font-size:.8125rem;color:var(--color-muted);padding:7px 0;min-height:32px}.footer-bottom{padding-top:24px;border-top:1px solid var(--color-border);color:var(--color-muted);font-size:.75rem}.footer-extra a{font-size:.75rem;color:var(--color-muted)}
/* All inner families use the same token system and preserve typed modules. */
.page-intro,.article-intro{padding-block:48px 40px}.page-intro h1,.article-intro h1{font-size:clamp(2.25rem,4.6vw,4rem);line-height:1.075;max-width:1040px;letter-spacing:-.045em}.page-intro .lead,.article-deck{font-size:1.125rem;line-height:1.7;max-width:800px;color:#3b4668}.crumbs,.article-breadcrumbs{font-size:.8125rem;color:var(--color-muted);margin-bottom:24px}.editorial-meta,.article-meta{gap:8px 20px;font-size:.75rem;color:var(--color-muted);line-height:1.6}.editorial-meta{margin-top:24px}.page-content{padding-bottom:72px}.article-layout{grid-template-columns:220px minmax(0,760px) 220px;gap:40px;align-items:start;padding-bottom:80px}.article-toc{grid-column:auto;position:sticky;top:112px;border:1px solid var(--color-border);background:var(--color-soft);border-radius:24px;padding:20px;max-height:calc(100vh - 140px);overflow:auto}.article-toc-label{font-size:.8125rem;font-weight:700;margin-bottom:12px;color:var(--navy)}.article-toc a{font-size:.8125rem;line-height:1.5;padding:8px 0;color:var(--color-muted)}.article-toc a:hover{color:var(--blue)}.article-toc a.is-active{color:var(--blue)}.article-body{grid-column:auto;max-width:760px;font-size:1.0625rem;line-height:1.8;min-width:0}.article-body h2,.article-body.legacy-content h2{font-size:2rem;line-height:1.2;margin:48px 0 20px}.article-body h3,.article-body.legacy-content h3{font-size:1.375rem;line-height:1.3;margin-top:28px}.article-body p{margin-bottom:20px}.article-body a{color:var(--blue)}.article-aside{grid-column:auto;position:sticky;top:112px;min-width:0}.aside-reading{padding:24px;background:var(--mint);border-radius:24px;border:0}.aside-reading h2{font-size:1.125rem;line-height:1.3;margin:0 0 16px}.aside-reading a{font-size:.8125rem;line-height:1.6;display:block;min-height:44px;padding:8px 0;color:var(--navy)}.article-body .article-summary,.article-body .short-answer,.legacy-content .short-answer,.legacy-content .risk-note,.legacy-content .answer-box,.legacy-content .notice,.legacy-content .key-takeaway,.legacy-content .summary-box{border:0;background:var(--mint);color:var(--navy);border-radius:24px;padding:28px}.article-body .article-note,.article-body .article-example,.article-table-wrap,.legacy-content .table-wrap{border-radius:20px}.article-body .article-sequence{background:var(--blue)}.article-table th,.legacy-content th{background:var(--color-soft);color:var(--navy)}.article-table td,.legacy-content td{border-color:var(--color-border)}.article-body .article-sources{padding:24px;background:var(--color-soft);border-radius:24px;font-size:.875rem}.article-body.legacy-content .final-cta,.legacy-content .final-cta{background:var(--blue);border-radius:28px}.reading-card,.related-story,.legacy-content .blog-card,.legacy-content .related-link,.legacy-content .calc-card,.legacy-content .contract-compare,.legacy-content .registry-controls,.legacy-content .correction-form,.legacy-content .info-grid,.legacy-content .offer{border-radius:24px;border-color:var(--color-border)}.reading-card{padding:28px;background:white}.reading-card:hover,.legacy-content .blog-card:hover{border-color:#aeb9d2}.reading-card h2,.reading-card h3{font-size:1.375rem}.feature-story{background:var(--blue);border-radius:28px}.legacy-content input:not([type=radio]):not([type=checkbox]),.legacy-content select,.legacy-content textarea{border-color:#a1abc1;border-radius:12px}.legacy-content .calc-result{background:var(--mint);border-radius:20px}.legacy-content .registry-controls{background:var(--color-soft);border:0;padding:28px}.legacy-content .offer{padding:28px;box-shadow:none;background:white}.legacy-content .tag{background:var(--color-soft);color:var(--color-muted);border-radius:999px}.legacy-content .mark{background:var(--mint);color:var(--navy);border-radius:14px}.legacy-content .checklist-interactive .checklist-toggle{border-radius:16px}.legacy-content .checklist-interactive .checklist-toggle[aria-checked=true]{background:var(--mint)}.source-freshness{background:var(--vanilla);border-radius:20px;border:0;padding:24px;font-size:.875rem;line-height:1.7}.privacy-banner,.consent-panel,.consent-banner{border-color:var(--color-border);border-radius:20px;color:var(--navy)}
@media(max-width:1100px){.header-inner{min-height:76px}.site-nav{gap:0;padding:90px 24px 24px;border-radius:24px 0 0 24px}.site-nav a{border-radius:0;padding:14px 6px;white-space:normal}.site-nav .nav-cta{border-radius:999px;padding:14px 18px;margin-left:0}.menu-toggle{z-index:50}.hero-canvas{gap:24px;padding-block:52px}.hero h1{font-size:3.25rem}.hero-art,.hero-art img{min-height:400px;height:400px}.hero-sticker{padding:16px;bottom:0}.partner-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.role-flow{gap:28px}.before-panel,.home-calc-layout{gap:32px}.before-panel{padding:36px}.faq-layout{gap:48px}.article-layout{grid-template-columns:190px minmax(0,1fr);gap:32px}.article-body{grid-column:2}.article-aside{grid-column:2;position:static;display:block;margin-top:16px}.article-intro{display:block}.article-intro>*{grid-column:auto}.footer-main{gap:24px}.closing-panel{padding:48px}.closing-arrow{font-size:8rem}.home-calc-layout .calc-grid{grid-template-columns:1fr}.home-calc-layout .calc-field:last-child{grid-column:auto}}
@media(max-width:780px){:root{--font-h1-mobile:2.4rem;--font-h2-mobile:2rem;--font-h3-mobile:1.375rem}.container{width:calc(100% - 40px)}.header-inner{min-height:72px}.brand-name{font-size:1.8rem}.brand-name>span{font-size:.67rem}.section{padding-block:32px}.section-heading{align-items:start;margin-bottom:28px;gap:16px;flex-wrap:wrap}.section-heading h2,.homepage h2{font-size:2.3rem}.section-heading .section-intro{font-size:.875rem}.hero-canvas{display:flex;flex-direction:column;gap:32px;padding:40px 0}.hero-copy{width:100%}.hero h1{font-size:clamp(2.5rem,9vw,3.5rem);max-width:620px;line-height:1.05}.hero-copy .eyebrow{margin-bottom:20px}.hero-lead{font-size:1.0625rem;margin-top:24px}.hero-actions{gap:16px;margin-top:24px}.hero-actions .button{padding-inline:20px}.hero-note{font-size:.75rem;margin-top:20px}.hero-art{width:100%;height:340px;min-height:340px;margin:0}.hero-art img{height:340px;min-height:340px;width:100%;max-width:100%}.hero-art-field{inset:4% 2% 8%}.hero-sticker{left:8px;bottom:0;padding:14px 18px;gap:12px}.hero-sticker strong{font-size:.875rem}.sticker-arrow{width:36px;height:36px}.offers-section{padding-top:32px}.partner-grid{grid-template-columns:1fr;gap:16px}.partner-card{padding:24px;border-radius:24px}.partner-logo{width:160px}.partner-fact strong{font-size:1.4rem}.card-link{min-height:52px;font-size:.9375rem}.partner-type,.partner-domain,.card-destination,.partner-details summary,.partner-details p,.partner-details a{font-size:.8125rem}.disclosure{flex-direction:column;gap:12px;padding:20px;border-radius:20px;font-size:.8125rem}.disclosure a{white-space:normal}.source-section h2{font-size:1.75rem}.source-grid,.role-flow,.knowledge-grid{grid-template-columns:1fr;gap:24px}.source-grid>a{padding:20px 0 0;gap:16px}.source-grid p{margin-top:8px}.role-flow li{display:grid;grid-template-columns:48px 1fr;gap:20px}.role-index{width:48px;height:48px;margin:0}.role-flow h3{font-size:1.375rem}.role-flow p{max-width:none;font-size:.9375rem}.before-panel{display:block;padding:28px 24px;border-radius:28px}.before-panel h2{font-size:2rem;margin-top:16px}.panel-link{padding-inline:18px;gap:16px;font-size:.8125rem;max-width:100%}.condition-list{margin-top:28px}.condition-list>div:first-child{padding-top:20px;border-top:1px solid #a8d5c8}.condition-list dd{font-size:.9375rem}.home-calc-layout{display:block}.home-calc-layout>div:first-child{padding-top:0;margin-bottom:28px}.home-calc-layout .calc-card{padding:24px;border-radius:28px}.home-calc-layout .calc-card h2{font-size:1.5rem}.home-calc-layout h2{margin-top:16px}.home-calc-layout .section-intro{font-size:1rem}.home-calc-layout .calc-grid{grid-template-columns:1fr}.knowledge-grid{gap:36px}.knowledge-art{aspect-ratio:4/3;margin-bottom:20px;border-radius:24px}.knowledge-tile h3{font-size:1.5rem}.gesv-art{font-size:3.5rem}.gesv-art span{font-size:5rem}.faq-layout{display:block}.faq-list{margin-top:28px}.faq-list summary{font-size:1rem;line-height:1.5;padding-block:22px;min-height:72px}.faq-list p{font-size:.9375rem;padding-right:0}.closing-section{padding:32px 0 56px}.closing-panel{padding:32px 24px;display:block;border-radius:28px}.closing-copy h2{font-size:2.3rem}.closing-copy .eyebrow{margin-bottom:20px}.closing-copy .button{margin-top:24px;gap:16px;padding:14px 20px;font-size:.875rem}.closing-arrow{display:none}.site-footer{padding-top:40px}.footer-main{grid-template-columns:1fr 1fr;gap:32px 20px}.footer-brand{grid-column:1/-1}.footer-brand p{max-width:100%;margin-top:20px}.footer-group h3{font-size:.875rem}.footer-group a{min-height:40px;font-size:.8125rem}.footer-bottom{display:flex;flex-direction:column;gap:12px}.footer-extra{gap:8px 20px;flex-wrap:wrap}.footer-extra a{min-height:40px;display:flex;align-items:center}.page-intro,.article-intro{padding-block:32px 28px}.page-intro h1,.article-intro h1{font-size:2.25rem;line-height:1.09}.page-intro .lead,.article-deck{font-size:1.0625rem;line-height:1.65}.article-layout{display:block;padding-bottom:48px}.article-toc{display:none}.article-mobile-toc{display:block;background:var(--color-soft);border:0;border-radius:20px;padding:0 20px;margin-bottom:28px}.article-mobile-toc summary{font-size:.9375rem;min-height:56px}.article-mobile-toc a{font-size:.875rem;line-height:1.5}.article-body{max-width:none;font-size:1rem;line-height:1.8}.article-body h2,.article-body.legacy-content h2{font-size:1.75rem;margin:36px 0 16px}.article-body h3,.article-body.legacy-content h3{font-size:1.375rem}.article-body .article-summary,.article-body .short-answer,.legacy-content .short-answer,.legacy-content .risk-note,.legacy-content .answer-box,.legacy-content .notice,.legacy-content .key-takeaway,.legacy-content .summary-box{padding:24px;border-radius:20px}.article-aside{margin-top:32px}.aside-reading{padding:24px}.aside-reading h2{font-size:1.125rem;margin-top:0}.aside-reading a{font-size:.875rem}.page-content{padding-bottom:48px}.legacy-content .offer,.legacy-content .registry-controls,.legacy-content .calc-card,.legacy-content .contract-compare{padding:24px;border-radius:24px}.source-freshness{padding:20px;font-size:.8125rem}.reading-card{padding:24px}.editorial-meta{font-size:.75rem;display:flex;flex-direction:column;gap:8px}.legacy-content .info-grid{padding:12px 20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}.partner-card:hover{transform:none}}
@media print{.hero-art,.site-header,.site-footer,.article-aside,.article-toc,.article-mobile-toc,.home-calc-section{display:none}.container{width:100%}.article-layout{display:block}.article-body{max-width:none}.page-intro h1{font-size:26pt}.article-body h2{font-size:18pt}body{color:#000;background:#fff}}
/* Dense navigation remains within its container before the drawer breakpoint. */
@media(min-width:1101px) and (max-width:1240px){.site-nav{font-size:.8125rem}.site-nav a{padding-inline:9px}.site-nav .nav-cta{padding-inline:14px;gap:10px;margin-left:8px}.header-inner{gap:16px}.brand-name{font-size:1.8rem}}
.expense-service{background:repeating-linear-gradient(135deg,#93a5d4 0,#93a5d4 6px,#d0d9f0 6px,#d0d9f0 9px)}.expense-legend span+span i{background:repeating-linear-gradient(135deg,#93a5d4 0,#93a5d4 3px,#d0d9f0 3px,#d0d9f0 5px)}.article-sequence small{color:#e5e9f4}
/* Closed drawers must not extend the layout's scrollable width. */
@media(max-width:1100px){.site-nav:not(.is-open){display:none}.site-nav.is-open{display:flex}}
/* Mobile puts the actual comparison before decorative artwork. */
@media(max-width:780px){.hero-canvas{padding:32px 0 24px;gap:0}.hero-art{display:none}.hero-secondary{display:none}.hero-actions{margin-top:20px}.hero-note{margin-top:16px}.hero-lead{font-size:1rem;line-height:1.65;margin-top:20px}.hero-copy .eyebrow{margin-bottom:16px}.offers-section{padding-top:24px}.offer-heading .section-intro{display:none}.offer-heading{margin-bottom:24px}.offers-explanation{margin-bottom:24px;font-size:.9375rem}}
/* Shared, actual 12-column desktop grid; all spans use the same 24px gutter. */
:root{--layout-columns:12;--layout-gutter:24px;--layout-grid:repeat(var(--layout-columns),minmax(0,1fr))}
@media(min-width:1101px){
.hero-canvas,.partner-grid,.source-grid,.role-flow,.knowledge-grid,.reading-grid,.related-grid,.page-content .blog-grid,.task-grid,.article-layout{display:grid;grid-template-columns:var(--layout-grid);gap:var(--layout-gutter)}
.hero-copy{grid-column:span 7}.hero-art{grid-column:span 5}
.partner-card{grid-column:span 3}
.source-grid>a,.role-flow>li,.knowledge-tile,.reading-grid>.reading-card,.related-grid>.related-story,.page-content .blog-grid>.blog-card,.task-grid>.task-card{grid-column:span 4}
.article-toc{grid-column:span 2}.article-body{grid-column:span 7;max-width:none}.article-aside{grid-column:span 3}
}

/* 2026-10-01 coherent editorial raster assets */
.hero-art img{width:100%;max-width:100%;filter:none}.knowledge-art img{width:88%;height:88%}.condition-list>div:nth-child(1)::before{background-image:url('/assets/illustrations/calculator-20261001.webp')}.condition-list>div:nth-child(2)::before{background-image:url('/assets/illustrations/calendar-20261001.webp')}.condition-list>div:nth-child(3)::before{background-image:url('/assets/illustrations/fees-20261001.webp')}